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Build your own home
HBN serves the entry level, step up and custom homebuyer. Our customer may be the owner builder acting as his/her own general contractor to potentially earn equity, or our customer may seek a program alternative that will allow them to work with a local builder.
Designed for the customer who seeks to maximize owner participation and home equity by acting as his/her own general contractor. You are the project manager overseeing the construction of your home. As the project manager, you will handle budgeting, selection and coordination of subcontractors, permits, inspections and overall progress of your home building project. You may even choose to handle some of the projects yourself to maximize your cost savings.
The program allows you to perform work on your home. The Owner Builder Plus program requires the services of a licensed professional to perform major work, such as excavation, foundation, framing and heating installation. The ability to perform work on your home such as painting, drywall, interior trim and cabinet installation is another feature of the program. Please be sure to only take on projects for which you have the skills to complete in a timely and efficient manner. Otherwise, utilize the skills of a professional contractor.
You select, contract and authorize payment for all contractors working on your home. Your Account Executive will supply you with a list of subcontractors that he/she is familiar with to assist you in the bid process and selection of subcontractors. You should receive a minimum of three bids, interview and check the references and licensing of all subcontractors you consider.
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